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Read MoreLate payment will have a result in:
- Incurred daily fines from all your bills (principal amount+interest), following applicable provisions
- You cannot make the next disbursement
- Your credit rating will decrease in SLIK (Financial Information Service System) from OJK, which can make it difficult for you to obtain financing from other banks or companies.
You can do repayment Digital Loan Bina in 2 ways:
- On the loan due date, make sure that the payment funds (principal amount+interest) are available in your Digital Savings account, or
- The system will automatically deduct your digital wallet balance in the partner app.
You can use Digital Loan Bina at partners that collaborating with Bank Ina. Currently, Bank Ina is collaborating with:
- OttoPay
You will be charged an administration fee for every disbursement you make. This Administration Fee will automatically be deducted from your loan principal. You can see the pricing here.
The loan will be disbursed to the Bank Ina Partner’s digital wallet.
You can choose the loan tenor, starting from 14 days, 1 month, 2 months, and 3 months.
You can try to apply for a new loan after 6 months since the last application date.
Your application will be processed for a maximum of 3 working days since the credit application form is completed.
- To apply Digital Loan Bina, make sure you have fulfilled the requirements and criteria of the borrower that already determined by Bank Ina.
- Open loan menu on merchant’s application, then click ‘Pinjaman Digital Bina’.
- Complete all required data including e-KTP and selfie photo.
- After the application completed, you can wait for the result of your application.